Chime Bank Name and Address: A Detailed Guide 2023

What is Chime Bank Name?

Chime has two bank partners: The Chime Bank name is Bancorp Bank and Stride Bank. Stride Bank is the bank that appears on the Chime direct deposit form with an address of 24 W Broadway Ave, Enid, OK 73701.

In the digital age, chime has fast and easy access to your finances. The Chime Bank has become the most famous hassle-free banking experience. Chime Bank partners with The Bancorp Bank and Stride Bank, N.A. to provide banking services to its customers.

What is Chime Bank?

Chime, founded in 2013 by Chris Britt and Ryan King, has gained prominence for its user-friendly mobile banking app and fee-free checking accounts. The headquarters of Chime Bank is located in San Francisco, California.

What Bank Does Chime Use?

Chime Bank partners with The Bancorp Bank and Stride Bank, N.A. to provide banking services to its customers. These partnerships allow Chime to offer features like checking and savings accounts and the associated debit card. It’s important to note that while Chime operates as a financial technology company and provides the user interface and experience, the actual banking services and accounts are held and managed by The Bancorp Bank and Stride Bank, N.A.

Why Choose Chime Bank?

Chime Bank Name
  • 1. Seamless Mobile Banking

Chim Bank offers a mobile banking experience. The Chime app allows users to perform a variety of banking functions on their smartphones, including checking balances, depositing checks with images, and transferring money to friends and family.

  • 2. No Hidden Fees

Unlike traditional banks that often burden customers with hidden fees, Chime Bank is committed to transparency. They do not charge monthly maintenance, overdraft, or foreign transaction fees.

  • 3. Early Direct Deposit

One of the standout features of Chime Bank is its early direct deposit service. You can receive your paycheck up to two days earlier than with a traditional bank when you set up direct deposit with Chime.

  • 4. High-Interest Savings Account

Chime offers a high-yield savings account that allows you to grow your savings faster. With an impressive annual percentage yield (APY), your money can work harder for you.

  • 5. Automatic Savings

Chime Bank encourages saving by rounding up your purchases to the nearest dollar and depositing the spare change into your savings account. It’s an effortless way to build your savings over time.

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Why Choose Chime Bank for Direct Deposit?

Chime Bank Name

Seamless and Quick Transactions

Direct deposits with Chime Bank are processed quickly, allowing you to access your funds sooner. Say goodbye to waiting in long bank lines or dealing with paper checks.

No Hidden Fees

Chime Bank is known for its fee-free approach to banking. You won’t be charged any hidden fees for setting up or receiving direct deposits.

Early Paycheck Access

With Chime Bank, you can potentially access your paycheck up to two days earlier than traditional banks. This perk can significantly improve your financial flexibility.

How to Set Up Direct Deposit with Chime Bank

Setting up direct deposit with Chime Bank is a straightforward process. Follow these steps to ensure a smooth experience:

Step 1: Open a Chime Bank Account

If you don’t already have a Chime Bank account, start by signing up on their website or mobile app. The process is quick and can be completed in minutes.

Step 2: Gather Your Information

To set up direct deposit, you will need to provide your employer or payment provider with specific details. These include your Chime Bank account number and the Chime Bank name, which is “The Bancorp Bank.”

Step 3: Inform Your Employer

Share your Chime Bank account information with your employer or payment provider. They will update their records to send your payments to your Chime Bank account.

Step 4: Verify and Receive Payments

Once your employer has updated your direct deposit information, you’ll start receiving payments directly into your Chime Bank account. You can verify the deposits in your Chime app.

Are Chime and The Bancorp Bank the Same? What About Chime and Stride Bank?

Chime differs from The Bancorp Bank or Stride Bank, but it has partnerships with these banks to provide financial services.

Chime Bank Name

Chime and The Bancorp Bank: Chime has a partnership with The Bancorp Bank to offer banking services to its customers. While Chime provides the user interface and experience, The Bancorp Bank holds and manages the actual bank accounts, including checking and savings accounts. This collaboration allows Chime to offer features like direct deposit and a Chime-branded debit card.

Chime and Stride Bank, N.A.: Similarly, Chime also partners with Stride Bank, N.A., to provide certain banking services. Stride Bank, N.A., facilitates aspects of Chime’s financial services and serves as the customer-facing brand.

How to Open an Account with Chime

  • Opening an account with Chime Bank is a straightforward process:
  • Download the App: Download the Chime app from the App Store or Google Play Store.
  • Provide Information: Sign up by providing your personal information, including your name, date of birth, and Social Security Number.
  • Deposit Funds: Fund your account by linking it to your existing bank account or setting up direct deposit.
  • Start Banking: Once your account is set up, you can start enjoying the benefits of Chime Bank.

Chime Bank’s Commitment to Security

Security is a top priority for Chime Bank. They employ state-of-the-art encryption and security protocols to protect your personal and financial information. With features like transaction alerts and the ability to block your card instantly in the app, you can have peace of mind knowing your money is safe.


Is Chime Bank a traditional bank?

No, Chime Bank is not a traditional brick-and-mortar bank. It operates as a digital bank, providing mobile-based banking services.

What are the benefits of using Chime Bank?

Some benefits of Chime Bank include no hidden fees, early direct deposit, a high-yield savings account, and a user-friendly mobile app.

Who are Chime Bank’s banking partners?

Chime Bank partners with The Bancorp Bank and Stride Bank, N.A., to provide banking services and hold customer deposits.

How can I open an account with Chime Bank?

You can open a Chime Bank account by downloading the Chime app, providing your personal information, and funding your account.

What is the “Chime’s Get Paid Early” feature?

This feature allows Chime Bank users to receive their direct deposits, such as paychecks, up to two days earlier than with traditional banks.

Is my money safe with Chime Bank?

Chime Bank takes security seriously and uses encryption and protocols to protect customer information. Deposits are insured up to the standard limits by the FDIC through its partner banks.

Where is Chime Bank headquartered?

Chime Bank’s headquarters are in San Francisco, California, at 123 Mission Street, San Francisco, CA 94105.

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Chime Bank Name And Routing Number

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